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What if my account is debited but the transaction does not go through?

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UPI provides for real time reversals for declines and amount would be transferred back to the payer account immediately. In case if it does not reverse the amount immediately, you can contact your bank for the same.

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I have paid for my transaction but not received anything. Why is that? How can I view my transaction history? Does a customer need to register before remitting funds using UPI? Does the customer need to register a beneficiary before transferring funds through UPI? What details of beneficiary will be required?